Business Hours
Mon-Fri: 8AM - 4PM
We Service Central & South Florida Homeowners and Contractors.
Mon-Fri: 8AM - 4PM
Wisetack Financing Partner · $500 to $25,000
Spread the cost of your countertop, cabinet, or flooring project across affordable monthly payments. Check your options in under 60 seconds with zero impact on your credit score.
How Financing Works
J&A Stone partners with Wisetack to give homeowners straightforward financing for renovation projects. The entire process is digital, runs on your phone, and never involves hidden fees.
Visit either showroom or schedule a free on-site estimate. We provide a written quote with no obligation.
We send a secure link to your phone. You complete the application in under 60 seconds. No paperwork, no in-person visits.
Wisetack returns multiple payment plan options based on your credit profile. You pick the term length and monthly payment that fits your budget.
Once approved, your project moves into scheduling. You make monthly payments to Wisetack directly — no involvement on our end.
Zero prepayment penalty. Pay early to reduce total interest paid, or stay on the original schedule. You decide.
Payment Estimator
Use the calculator below to estimate monthly payments for your project. Drag the sliders to adjust the project amount and the term length. Final rates depend on your credit profile and are confirmed when you apply through Wisetack.
Actual APR is determined by Wisetack based on your credit profile. Estimates above are typical ranges for illustration only.
Estimated Monthly Payment
based on your selections above
Estimate only. Final terms vary by credit profile. J&A Stone does not service this loan — all payments are made to Wisetack directly. Loans subject to credit approval.
What You Can Finance
Wisetack financing covers your entire project, not just one part of it. Bundle countertops with cabinets, or add flooring to a kitchen renovation, and finance the whole job under a single application.
All material types eligible. Typical kitchen runs $1,925 to $4,550 installed. Most homeowners finance the full project over 24 to 36 months.
Full kitchen and bathroom cabinet packages. Finance the cabinet order alongside your countertop selection in the same Wisetack application.
LVP, tile, hardwood, and laminate all eligible. Whole-home flooring projects often max out the $25,000 ceiling with comfortable monthly terms.
Combine countertops, cabinets, and flooring into one application. A single monthly payment covers the full renovation scope under one term.
Quartz vanity tops, custom bath cabinetry, and tile installation. Smaller bathroom projects often qualify for shorter 12 to 24 month terms.
Porcelain slab countertops, outdoor cabinetry, and lanai tile flooring all eligible. UV-stable materials are required for fully exposed surfaces.
Why Finance Your Project
Checking your options runs a soft credit pull only. Your score is not affected unless you accept a loan offer and complete the application.
Qualified consumers with strong credit can access 0% APR promotional terms. No interest, no hidden fees, no balloon payments.
Zero prepayment penalty on any loan. Make extra payments at any time to reduce total interest, or stay on the original schedule.
Approved funds release directly to your renovation account. No waiting on cash deposits or check clearing — fabrication starts on schedule.
Zero application fee, zero origination fee, zero late fees on most plans. The amount you finance is the amount you pay back, plus interest.
Financing Questions
Still have questions? Call us directly and we will walk you through the financing process step by step. Most questions take less than 5 minutes to answer.
Call (863) 267-4222Most appointments scheduled within one week. We visit, measure, and provide a written quote at no cost — before any financing application is needed.
Our team can walk you through Wisetack qualifications, typical monthly payments for your project size, and what credit profile you need. Mon–Fri · 8AM to 4PM.
